Abstract
This research aims to analyze the effect of Bank Characteristics and Macroeconomic Conditions on the Growth of Banking Deposits in the 2013-2018 Period. This research uses panel data on 116 commercial banks in Indonesia. The variables of this research are capital adequacy ratio, return on assets, cost of funds, total bank assets, gross domestic product, inflation, and interest with monthly data during 2013-2018. Data processing uses EViews (Econometric Views) version 7. The results of this research indicate that in the entire research sample, that the capital adequacy ratio has a negative effect on the growth of deposits, return on assets has a positive effect on the growth of deposits, total bank assets negatively affect the growth of deposits, the gross domestic ratio has a negative effect on the growth of bank deposits, inflation has a positive effect on the growth of bank deposits, interest negatively affect the growth of deposits and while the cost of funds does not affect the growth of deposits.
| Original language | English |
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| Journal | SSRG International Journal of Economics and Management Studies ( IJEMS ) |
| Publication status | Published - May 2020 |