TY - JOUR
T1 - The Big Five Personality Traits and Borrowing Behavior
AU - Lubis, Arief Wibisono
AU - Astrini, Melia Retno
AU - Rokhim, Rofikoh
N1 - Funding Information:
We thank Dr. Vasileios Zikos (Chief Editor of Southeast Asian Journal of Economics) and two anonymous referees for providing invaluable comments and feedback to the previous version of this article. The research was also made possible with the funding support of PUTI Grant by Universitas Indonesia No. NKB-2036/UN2.RST/HKP.05.00/2020. All remaining errors are ours.
Publisher Copyright:
© 2022 Chulalognkorn University. All rights reserved.
PY - 2022/8/1
Y1 - 2022/8/1
N2 - The importance of the Big Five personality traits (openness to experience, conscientiousness, extraversion, agreeableness, and neuroticism) has been acknowledged in studies on financial decision-making, including borrowing behavior. However, there has been limited discussion on this topic in the context of developing economies, which comprise a significant proportion of the world's population and where financial exclusion is an issue. This study aims to examine the role of the Big Five personality traits on borrowing behavior, measured by intention to borrow and loan to annual income ratio, by using the data from the 2014 Indonesia Family Life Survey (IFLS).
AB - The importance of the Big Five personality traits (openness to experience, conscientiousness, extraversion, agreeableness, and neuroticism) has been acknowledged in studies on financial decision-making, including borrowing behavior. However, there has been limited discussion on this topic in the context of developing economies, which comprise a significant proportion of the world's population and where financial exclusion is an issue. This study aims to examine the role of the Big Five personality traits on borrowing behavior, measured by intention to borrow and loan to annual income ratio, by using the data from the 2014 Indonesia Family Life Survey (IFLS).
KW - Behavioral finance
KW - Big Five personality traits
KW - borrowing behavior
KW - intention to borrow
KW - loan to annual income ratio
UR - http://www.scopus.com/inward/record.url?scp=85135838760&partnerID=8YFLogxK
M3 - Article
AN - SCOPUS:85135838760
SN - 2286-8984
VL - 10
SP - 1
EP - 33
JO - Southeast Asian Journal of Economics
JF - Southeast Asian Journal of Economics
IS - 2
ER -