Surety Bond Acceptation: Summary Quick Underwriter Method

Debrina Vita Ferezagia, Muhamad Kresna Setyadi

Research output: Contribution to journalArticlepeer-review


This research aims to evaluate the practical acceptance of surety bonds. Also, this research will calculate a score between 0-10 as a reference for the feasibility of financing from insurance companies. The data used are XYZ company primary data consisting of company establishment deed data or company identity, audited company financial statements, and company operational experience in the project area. The company is currently applying for guarantees to insurance companies for ongoing business projects. The variables used in the calculation analysis are the Character, Liquidity Ratio, and Profitability Ratio variables. The method used is Quick Underwriting Summary. Based on the research results the total score for the Character variable is 2, the variable liquidity ratio is 3.2 and the Profitability ratio is 3,936, so the total score is 9.14. These results are included in the category of good with criteria more than 7.6. The recommendation given is that insurance companies should accept XYZ companies to be given surety bond guarantees.
Original languageEnglish
Pages (from-to)464-468
Number of pages5
JournalInternational Journal of Research and Innovation in Social Science (IJRISS)
Issue numberVII
Publication statusPublished - 12 Aug 2020


  • underwriting
  • Surety Bond
  • quick summary


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