Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia

A. P. Nur Rachmah; Permata Wulandari; Ruslan Prijadi

Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia

A. P. Nur Rachmah
, Permata Wulandari
, Ruslan Prijadi

Department of Management

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

Abstract

The relation of gender in financial inclusion has been widely explore in recent times. There are several cross-country studies about this topic, but only few that study within-country condition and addressed this issue in a comprehensive context. In this study, we use household-level data from Indonesian women micro entrepreneur with questionnaire, and examine whether gender matters for financial inclusion and what are the possible factors that constrain the financial inclusion. Women micro entrepreneur has been chosen for several factors, high impact of micro-entrepreneur to the nation economic growth make this topic important to study. Also, one of the target of financial inclusion activities that classified by Indonesian Bank is women, more study about women and finance to capture the interface is the necessary. Our analysis will highlight more about factor-factor that may be a constrain for women financial inclusion especially on micro business owner. Stressing in socio-economic factor for financial inclusion with controlling some business characteristic. Sampling on 1492 women micro entrepreneur from 13 provinces in Indonesia, shows that not all socio-economics factors affect the knowledge and the use of formal and informal financial services.

Original language	English
Title of host publication	Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019
Subtitle of host publication	Education Excellence and Innovation Management through Vision 2020
Editors	Khalid S. Soliman
Publisher	International Business Information Management Association, IBIMA
Pages	5260-5276
Number of pages	17
ISBN (Electronic)	9780999855126
Publication status	Published - 1 Jan 2019
Event	33rd International Business Information Management Association Conference: Education Excellence and Innovation Management through Vision 2020, IBIMA 2019 - Granada, Spain Duration: 10 Apr 2019 → 11 Apr 2019

Publication series

Name	Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020

Conference

Conference	33rd International Business Information Management Association Conference: Education Excellence and Innovation Management through Vision 2020, IBIMA 2019
Country/Territory	Spain
City	Granada
Period	10/04/19 → 11/04/19

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

SDG 1 No Poverty
SDG 8 Decent Work and Economic Growth
SDG 9 Industry, Innovation, and Infrastructure

Keywords

Financial Inclusion
Financial Service Consumption Determinant
Socio-economic Factor
Women Micro Entrepreneur

Cite this

Nur Rachmah, A. P., Wulandari, P., & Prijadi, R. (2019). Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia. In K. S. Soliman (Ed.), Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020 (pp. 5260-5276). (Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020). International Business Information Management Association, IBIMA.

Nur Rachmah, A. P. ; Wulandari, Permata ; Prijadi, Ruslan. / Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia. Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020. editor / Khalid S. Soliman. International Business Information Management Association, IBIMA, 2019. pp. 5260-5276 (Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020).

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title = "Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia",

abstract = "The relation of gender in financial inclusion has been widely explore in recent times. There are several cross-country studies about this topic, but only few that study within-country condition and addressed this issue in a comprehensive context. In this study, we use household-level data from Indonesian women micro entrepreneur with questionnaire, and examine whether gender matters for financial inclusion and what are the possible factors that constrain the financial inclusion. Women micro entrepreneur has been chosen for several factors, high impact of micro-entrepreneur to the nation economic growth make this topic important to study. Also, one of the target of financial inclusion activities that classified by Indonesian Bank is women, more study about women and finance to capture the interface is the necessary. Our analysis will highlight more about factor-factor that may be a constrain for women financial inclusion especially on micro business owner. Stressing in socio-economic factor for financial inclusion with controlling some business characteristic. Sampling on 1492 women micro entrepreneur from 13 provinces in Indonesia, shows that not all socio-economics factors affect the knowledge and the use of formal and informal financial services.",

keywords = "Financial Inclusion, Financial Service Consumption Determinant, Socio-economic Factor, Women Micro Entrepreneur",

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Nur Rachmah, AP, Wulandari, P & Prijadi, R 2019, Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia. in KS Soliman (ed.), Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020. Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020, International Business Information Management Association, IBIMA, pp. 5260-5276, 33rd International Business Information Management Association Conference: Education Excellence and Innovation Management through Vision 2020, IBIMA 2019, Granada, Spain, 10/04/19.

Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia. / Nur Rachmah, A. P.; Wulandari, Permata ; Prijadi, Ruslan.
Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020. ed. / Khalid S. Soliman. International Business Information Management Association, IBIMA, 2019. p. 5260-5276 (Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020).

Research output: Chapter in Book/Report/Conference proceeding › Conference contribution › peer-review

TY - GEN

T1 - Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia

AU - Nur Rachmah, A. P.

AU - Wulandari, Permata

AU - Prijadi, Ruslan

PY - 2019/1/1

Y1 - 2019/1/1

N2 - The relation of gender in financial inclusion has been widely explore in recent times. There are several cross-country studies about this topic, but only few that study within-country condition and addressed this issue in a comprehensive context. In this study, we use household-level data from Indonesian women micro entrepreneur with questionnaire, and examine whether gender matters for financial inclusion and what are the possible factors that constrain the financial inclusion. Women micro entrepreneur has been chosen for several factors, high impact of micro-entrepreneur to the nation economic growth make this topic important to study. Also, one of the target of financial inclusion activities that classified by Indonesian Bank is women, more study about women and finance to capture the interface is the necessary. Our analysis will highlight more about factor-factor that may be a constrain for women financial inclusion especially on micro business owner. Stressing in socio-economic factor for financial inclusion with controlling some business characteristic. Sampling on 1492 women micro entrepreneur from 13 provinces in Indonesia, shows that not all socio-economics factors affect the knowledge and the use of formal and informal financial services.

AB - The relation of gender in financial inclusion has been widely explore in recent times. There are several cross-country studies about this topic, but only few that study within-country condition and addressed this issue in a comprehensive context. In this study, we use household-level data from Indonesian women micro entrepreneur with questionnaire, and examine whether gender matters for financial inclusion and what are the possible factors that constrain the financial inclusion. Women micro entrepreneur has been chosen for several factors, high impact of micro-entrepreneur to the nation economic growth make this topic important to study. Also, one of the target of financial inclusion activities that classified by Indonesian Bank is women, more study about women and finance to capture the interface is the necessary. Our analysis will highlight more about factor-factor that may be a constrain for women financial inclusion especially on micro business owner. Stressing in socio-economic factor for financial inclusion with controlling some business characteristic. Sampling on 1492 women micro entrepreneur from 13 provinces in Indonesia, shows that not all socio-economics factors affect the knowledge and the use of formal and informal financial services.

KW - Financial Inclusion

KW - Financial Service Consumption Determinant

KW - Socio-economic Factor

KW - Women Micro Entrepreneur

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T3 - Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020

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PB - International Business Information Management Association, IBIMA

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Y2 - 10 April 2019 through 11 April 2019

ER -

Nur Rachmah AP, Wulandari P , Prijadi R. Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia. In Soliman KS, editor, Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020. International Business Information Management Association, IBIMA. 2019. p. 5260-5276. (Proceedings of the 33rd International Business Information Management Association Conference, IBIMA 2019: Education Excellence and Innovation Management through Vision 2020).

Socio economic factors in financial inclusion for women micro entrepreneur in Indonesia

Abstract

Publication series

Conference

UN SDGs

Keywords

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Cite this