TY - JOUR
T1 - PRAKTIK DAN KARAKTERISTIK GADAI SYARIAH DI INDONESIA
AU - Alfisyahri, Naida Nur
AU - Siswantoro, Dodik
PY - 2012
Y1 - 2012
N2 - The practice of pawn has grown so fast in Indonesia until the last 2010 as society needed fund easily to meet their basic need such as for school fee and debt payment. This inspired some Islamic banks and pawn shops to participate in providing this service. In fact, some Islamic banks were interested in offering this service and one pawn shop which spin off their unit to Islamic one to provide this service. Thus, this research was conducted to analyze Islamic pawn (rahn) practices in Indonesia. It focuses in the practice and characteristics of pawn service on Islamic bank and pawn shop. In addition, characteristics of interested clients would be an interesting issue that is needed to be explored further. The result may indicate that Islamic banks still less efficient due to insufficient funds and pawn shop has inherent expertise in this area. In addition, precautionary motive may dominant from client’s perspective and shariah compliances are main factors why they chose rahn.
AB - The practice of pawn has grown so fast in Indonesia until the last 2010 as society needed fund easily to meet their basic need such as for school fee and debt payment. This inspired some Islamic banks and pawn shops to participate in providing this service. In fact, some Islamic banks were interested in offering this service and one pawn shop which spin off their unit to Islamic one to provide this service. Thus, this research was conducted to analyze Islamic pawn (rahn) practices in Indonesia. It focuses in the practice and characteristics of pawn service on Islamic bank and pawn shop. In addition, characteristics of interested clients would be an interesting issue that is needed to be explored further. The result may indicate that Islamic banks still less efficient due to insufficient funds and pawn shop has inherent expertise in this area. In addition, precautionary motive may dominant from client’s perspective and shariah compliances are main factors why they chose rahn.
UR - https://jurnal.ar-raniry.ac.id/index.php/Share/article/view/721
U2 - 10.22373/share.v1i2.721
DO - 10.22373/share.v1i2.721
M3 - Article
SN - 2089-6239
VL - 1
JO - Journal of Islamic Economics and Finance
JF - Journal of Islamic Economics and Finance
IS - 2
ER -