TY - JOUR
T1 - Perception of beneficiaries towards adoption of e-money in the distribution of social assistance in Indonesia
AU - Djamaluddin, Sartika
AU - Hidayanto, Achmad Nizar
AU - S., Sita Wardhani
PY - 2016
Y1 - 2016
N2 - Wide access to formal finance for poor households through distribution of social assistance via electronic money (E-money) is believed to accelerate eradication of poverty. We would like to find out the beneficiaries response to this payment method. This aims of this study is to investigate the perception of beneficiaries towards distribution of social assistance through e-money. We surveyed 230 beneficiaries in Jakarta, Cirebon and Pasuruan. The result of research indicates that the perception of PKH beneficiaries related to the cost, benefits and security of e-money is relatively good. However, from the aspect of ease of use and the respondents’ desire to use e-money, the perception is quite low.
AB - Wide access to formal finance for poor households through distribution of social assistance via electronic money (E-money) is believed to accelerate eradication of poverty. We would like to find out the beneficiaries response to this payment method. This aims of this study is to investigate the perception of beneficiaries towards distribution of social assistance through e-money. We surveyed 230 beneficiaries in Jakarta, Cirebon and Pasuruan. The result of research indicates that the perception of PKH beneficiaries related to the cost, benefits and security of e-money is relatively good. However, from the aspect of ease of use and the respondents’ desire to use e-money, the perception is quite low.
UR - https://journal.uii.ac.id/JEP/article/view/4452
U2 - 10.20885/ejem.vol8.iss1.art2
DO - 10.20885/ejem.vol8.iss1.art2
M3 - Article
SN - 2086-3128
VL - 8
SP - 13
EP - 24
JO - Economic Journal of Emerging Markets
JF - Economic Journal of Emerging Markets
IS - 1
ER -