TY - JOUR
T1 - MACRO ECONOMICS FACTORS AND BANK LENDING BEHAVIOUR IN INDONESIA
AU - Rokhim, Rofikoh
AU - Rusli, Yinylia
PY - 2012
Y1 - 2012
N2 - This study examines the influencing macro economics factor in lending distribution and observes the comparison of each factor based on lending type which are investment, working capital and domestic consumption lending. Using data of Indonesian commercial banks between 2003-2011 and a balanced panel method, it finds that bank liquidity and inflation rate have significant negative effect, while number of banks has strong positive influence to stimulate lending distribution. Moreover, saving rate and GDP growth were found not meaningfully contributed to change investment lending distribution, but they significantly influenced the other lending distribution. Lastly, reserve requirement and exchange rate did not significantly influence all lending type.
AB - This study examines the influencing macro economics factor in lending distribution and observes the comparison of each factor based on lending type which are investment, working capital and domestic consumption lending. Using data of Indonesian commercial banks between 2003-2011 and a balanced panel method, it finds that bank liquidity and inflation rate have significant negative effect, while number of banks has strong positive influence to stimulate lending distribution. Moreover, saving rate and GDP growth were found not meaningfully contributed to change investment lending distribution, but they significantly influenced the other lending distribution. Lastly, reserve requirement and exchange rate did not significantly influence all lending type.
UR - https://journal.uii.ac.id/index.php/JEP/article/view/3317
M3 - Article
JO - Economic Journal of Emerging Markets
JF - Economic Journal of Emerging Markets
SN - 2502-180X
ER -