Individual factors as antecedents of mobile payment usage

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Abstract

The aim of this research was to discover the stances of individual elements as antecedents of mobile payment usage. Data was gathered by distributing a questionnaire, which in latter steps was analyzed quantitatively. This research collected 90 samples, of whom represented users of a mobile payment service in Indonesia. The collected dataset was statistically analyzed, by employing partial least square structural equational modelling (PLS-SEM), aided with SmartPLS3.0. The results showed that two types of individual factors, namely individual difference and behavioral belief played significant roles in shaping users’ intention to use mobile payments. Individual differences, consisting of mobile payment knowledge and compatibility significantly influenced perceived ease of use. Behavioral belief, such as trust, was shown to significantly influenced perceived usefulness. Finally, perceived ease of use and perceived usefulness concertedly affected mobile payment users’ intention to use.

Original languageEnglish
Title of host publicationProceedings - 2018 5th International Conference on Electrical Engineering Computer Science and Informatics, EECSI 2018
EditorsDeris Stiawan, Imam Much Ibnu Subroto, Munawar A. Riyadi, Christian Sri Kusuma Aditya, Zulfatman Has, Anton Yudhana, Agus Eko Minarno
PublisherInstitute of Advanced Engineering and Science (IAES)
Pages514-518
Number of pages5
ISBN (Electronic)9781538684023
DOIs
Publication statusPublished - 1 Oct 2018
Event5th International Conference on Electrical Engineering Computer Science and Informatics, EECSI 2018 - Malang, Indonesia
Duration: 16 Oct 201818 Oct 2018

Publication series

NameInternational Conference on Electrical Engineering, Computer Science and Informatics (EECSI)
Volume2018-October
ISSN (Print)2407-439X

Conference

Conference5th International Conference on Electrical Engineering Computer Science and Informatics, EECSI 2018
CountryIndonesia
CityMalang
Period16/10/1818/10/18

Keywords

  • Individual
  • Mobile Payment
  • PLS
  • SEM

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