Employee welfare financing system with support vector machine and Naïve Bayes to Syariah banking

Opitasari, Yaddarabullah, Dana Indra Sensuse

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review

9 Citations (Scopus)

Abstract

Bank JABAR Banten (BJB) Syariah KCP Sawangan is a Sharia Bank that conducts its operations based on sharia principles, currently BJB Syariah KCP Sawangan does not yet have an application to assist branch heads in making decisions for prospective customers for financing employee welfare (PKP). What often happens is the process of analyzing input data in determining the assessment of the attributes of the house specifications that customers are looking for and the classification of prospective customers still using Microsoft Excel tools. Approval of financing provision is still relatively long, namely 1 week after analysis from the financing admin. The purpose of making this application is to assist branch heads in determining potential customers who are eligible for employee welfare financing based on the 5 C assessment principles, namely character, capital, capacity, condition, and collateral. This application was created using the Support Vector Machine approach and the Naive Bayes classification method.

Original languageEnglish
Title of host publication3rd International Conference on Engineering, Technology and Innovative Researches
EditorsYogiek Indra Kurniawan, Ari Fadli, Dani Nugroho Saputro, Probo Hardini, Maulana Rizkia Aditama, Amanda Sofiana, Ayu Anggraeni Sibarani
PublisherAmerican Institute of Physics Inc.
ISBN (Electronic)9780735442986
DOIs
Publication statusPublished - 21 Feb 2023
Event3rd International Conference on Engineering, Technology and Innovative Researches, ICETIR 2021 - Purbalingga, Virtual, Indonesia
Duration: 1 Sept 2021 → …

Publication series

NameAIP Conference Proceedings
Volume2482
ISSN (Print)0094-243X
ISSN (Electronic)1551-7616

Conference

Conference3rd International Conference on Engineering, Technology and Innovative Researches, ICETIR 2021
Country/TerritoryIndonesia
CityPurbalingga, Virtual
Period1/09/21 → …

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