Electronic Money Growth, Financial Inclusion and National Economic Resilience

Research output: Contribution to journalArticlepeer-review

Abstract

Indonesia has indeed made significant progress in improvingdigital financial inclusion in recent years, thanks to support from the government, private sector, and technological innovation. A step in the right direction toward enhancing financial inclusion and assisting in the reduction of poverty isthe expansion of Digital Financial Services (DFS) to impoverished and rural families. This research aims to see how the development of digital finance and financial inclusion in Indonesia, and understand how it relates to national resilience in terms of economic stability. The research method is an exploratory descriptive analysis of the development of electronic money in each region, with a qualitative approach using secondary data obtained from the Bank Indonesia (BI) and from the Financial Services Authority (OJK) and other literature sources. The result shows that electronic money has a positive influence to increase financial inclusion which in turn will provide stability to the economy.
Original languageEnglish
Pages (from-to)723-740
JournalJurnal Riset Akuntansi dan Keuangan
Volume12
Issue number1
DOIs
Publication statusPublished - 2024

Keywords

  • Financial Inclusion
  • National Economic Resilience
  • Digital Financial Services
  • Electronic Money

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