Analysis of Factors Affecting People's Intentions in Investing Through Sharia Peer-To-Peer Lending

Adzkia Husnul Abidat, Putu Wuri Handayani, Fatimah Azzahro

Research output: Chapter in Book/Report/Conference proceedingConference contributionpeer-review

Abstract

Indonesia has the largest number of Muslim populations in the world. This demographic condition has encouraged the development of sharia peer-to-peer lending (P2PL) services. However, research related to sharia-compliance financial technology is still limited. Therefore, this research is expected to fill the gap. This study aims to analyze factors that influence investors' intention to invest through the sharia P2PL in Indonesia. Using a quantitative approach, this study analyzed 173 respondents who knew or registered on the sharia P2PL platform. The data is processed using SmartPLS software with PLS-SEM method. The result of this study shows that investors intention to invest through sharia P2PL determined by perceived benefits, the religiosity of investors, and trust in the sharia P2PL platform.

Original languageEnglish
Title of host publicationProceedings of 2019 International Conference on Information Management and Technology, ICIMTech 2019
PublisherInstitute of Electrical and Electronics Engineers Inc.
Pages224-229
Number of pages6
ISBN (Electronic)9781728133331
DOIs
Publication statusPublished - 1 Aug 2019
Event4th International Conference on Information Management and Technology, ICIMTech 2019 - Jakarta/Bali, Indonesia
Duration: 19 Aug 201920 Aug 2019

Publication series

NameProceedings of 2019 International Conference on Information Management and Technology, ICIMTech 2019

Conference

Conference4th International Conference on Information Management and Technology, ICIMTech 2019
Country/TerritoryIndonesia
CityJakarta/Bali
Period19/08/1920/08/19

Keywords

  • intention to invest
  • peer-to-peer lending
  • religiosity
  • sharia
  • trust

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