TY - GEN
T1 - Analysis of Factors Affecting People's Intentions in Investing Through Sharia Peer-To-Peer Lending
AU - Abidat, Adzkia Husnul
AU - Handayani, Putu Wuri
AU - Azzahro, Fatimah
PY - 2019/8/1
Y1 - 2019/8/1
N2 - Indonesia has the largest number of Muslim populations in the world. This demographic condition has encouraged the development of sharia peer-to-peer lending (P2PL) services. However, research related to sharia-compliance financial technology is still limited. Therefore, this research is expected to fill the gap. This study aims to analyze factors that influence investors' intention to invest through the sharia P2PL in Indonesia. Using a quantitative approach, this study analyzed 173 respondents who knew or registered on the sharia P2PL platform. The data is processed using SmartPLS software with PLS-SEM method. The result of this study shows that investors intention to invest through sharia P2PL determined by perceived benefits, the religiosity of investors, and trust in the sharia P2PL platform.
AB - Indonesia has the largest number of Muslim populations in the world. This demographic condition has encouraged the development of sharia peer-to-peer lending (P2PL) services. However, research related to sharia-compliance financial technology is still limited. Therefore, this research is expected to fill the gap. This study aims to analyze factors that influence investors' intention to invest through the sharia P2PL in Indonesia. Using a quantitative approach, this study analyzed 173 respondents who knew or registered on the sharia P2PL platform. The data is processed using SmartPLS software with PLS-SEM method. The result of this study shows that investors intention to invest through sharia P2PL determined by perceived benefits, the religiosity of investors, and trust in the sharia P2PL platform.
KW - intention to invest
KW - peer-to-peer lending
KW - religiosity
KW - sharia
KW - trust
UR - http://www.scopus.com/inward/record.url?scp=85073253520&partnerID=8YFLogxK
U2 - 10.1109/ICIMTech.2019.8843790
DO - 10.1109/ICIMTech.2019.8843790
M3 - Conference contribution
T3 - Proceedings of 2019 International Conference on Information Management and Technology, ICIMTech 2019
SP - 224
EP - 229
BT - Proceedings of 2019 International Conference on Information Management and Technology, ICIMTech 2019
PB - Institute of Electrical and Electronics Engineers Inc.
T2 - 4th International Conference on Information Management and Technology, ICIMTech 2019
Y2 - 19 August 2019 through 20 August 2019
ER -