TY - JOUR
T1 - A review of risk rationing practice in islamic microfinance to achieve sustainable development goals in Term of Poverty in Indonesia
AU - Wulandari, Permata
AU - Prijadi, Rulsan
N1 - Publisher Copyright:
© Published under licence by IOP Publishing Ltd.
PY - 2021/4/1
Y1 - 2021/4/1
N2 - This study review risk rationing practice in Islamic microfinance to achieve sustainable development goals. Problems related to risk rationing from BMT are the collateral requirement for every financing, the absence of collateral insurance, and collateral fraud from customers. Focus on the importance of character, creating collateral as a formality, a family-based approach to collateral, no collateral for small financing, no specific collateral, outstanding collateral for trustworthy borrowers, business as collateral, and joint liability collateral are the solutions in the case of collateral requirement. Using collateral insurance and conducting indepth checking are also solutions to risk rationing faced by BMT.
AB - This study review risk rationing practice in Islamic microfinance to achieve sustainable development goals. Problems related to risk rationing from BMT are the collateral requirement for every financing, the absence of collateral insurance, and collateral fraud from customers. Focus on the importance of character, creating collateral as a formality, a family-based approach to collateral, no collateral for small financing, no specific collateral, outstanding collateral for trustworthy borrowers, business as collateral, and joint liability collateral are the solutions in the case of collateral requirement. Using collateral insurance and conducting indepth checking are also solutions to risk rationing faced by BMT.
UR - http://www.scopus.com/inward/record.url?scp=85104191321&partnerID=8YFLogxK
U2 - 10.1088/1755-1315/716/1/012107
DO - 10.1088/1755-1315/716/1/012107
M3 - Conference article
AN - SCOPUS:85104191321
VL - 716
JO - IOP Conference Series: Earth and Environmental Science
JF - IOP Conference Series: Earth and Environmental Science
SN - 1755-1307
IS - 1
M1 - 012107
T2 - 1st Journal of Environmental Science and Sustainable Development Symposium, JESSD 2020
Y2 - 28 September 2020 through 30 September 2020
ER -